What Do AKA and FKA Mean?

• AKA — Also Known As
  This designation is used when a person is recognized by more than one name. For example:
  “Jane Marie Smith AKA Jane M. Johnson”

• FKA — Formerly Known As
  This term applies when a signer has legally changed their name. For example:
  “Sarah Lynn Taylor FKA Sarah L. Washington”

These identifiers help create a clear trail of identity and protect against fraud or confusion in legal and real estate documents.

1. Name Change After Marriage or Divorce:
   When a signer has recently changed their last name and a document lists their prior or current name.

2. Business or Professional Aliases:
   For professionals known by a maiden name or stage name that differs from their legal ID.

3. Legal Discrepancies Across Documents:
   When one document reflects a previous name and another shows a new name, but both refer to the same person.

4. Title or Real Estate Transactions:
   Especially important in deed signings or affidavits, where the chain of identity must be traceable and precise.

• Never Assume — Always compare the name on the document with the ID presented. If there's a discrepancy, ask the signer about it and determine if an AKA or FKA clarification is needed.

• Clarify Before Signing — If a document needs to reflect both names, it should already include the AKA or FKA designation. As a notary, you do not create these designations; your role is to notarize based on what’s presented.

• Attach the Correct Certificate — If a document includes an AKA or FKA, ensure your notarial certificate matches the name as listed on the document. Do not alter names to fit ID without proper documentation.

• ID Must Match at Least One Name — You must identify the signer based on the name on the ID. If their ID does not show both names, but the document does, attach a notarial certificate using only the name shown on the ID and note the discrepancy in your journal.

Why This Matters

Using AKA and FKA properly protects all parties involved—signers, document recipients, and you as the notary. It ensures legal clarity and mitigates the risk of disputes, fraud, or rejected paperwork.

Improper use—or omission—of these identifiers can delay real estate closings, probate filings, or business transactions. By educating your signers and knowing how to handle these name differences, you show your professionalism and strengthen your role as a trusted notary public.

A legal name is the name listed on an individual's official government-issued identification, such as a driver's license or passport. This is the name notaries must rely on when confirming a signer's identity. It's the name that should be reflected on any document being notarized, unless otherwise structured with appropriate language.

An assumed name, sometimes called a "doing business as" (DBA) name or alias, is a name someone may use in personal or professional contexts. For example:

• A signer named “Rebecca Jones” may go by “Becky Jones.”

• A business owner named “James A. Smith” might sign as “Jim Smith” in day-to-day transactions.

People may also include "AKA" (Also Known As) to reference their alias on documents, such as:
“Rebecca Jones AKA Becky Jones”

Why This Matters in Notarizations

As a notary, you are required to confirm that the person signing the document is the same person identified on their ID. If a signer attempts to use a name that does not match their ID — even if it’s a commonly known nickname — this creates a red flag.

Using an assumed name without the proper structure in the document may:

• Invalidate the notarization

• Delay legal proceedings

• Lead to accusations of fraud

• Put your commission at risk

Exceptions & How to Handle “AKA” Situations

There are exceptions where a document may be correctly drafted to include both the legal name and assumed name. In these cases, the drafter may structure the signature line like:

“Rebecca Jones, also known as Becky Jones”

If the signer’s ID reflects “Rebecca Jones,” and the document clearly shows the alias, you may proceed — provided Rebecca Jones is the one signing and identified.

👉 Important: The notarial certificate must still reflect only the name on the identification presented, unless state law says otherwise.

If the document is drafted using only the signer's assumed name — and that name does not appear anywhere on their ID — you may not proceed with the notarization.

This is a critical compliance checkpoint. The notary cannot verify a signer’s identity if the name on the document and the name on the ID do not align in some recognizable and documented way.

👉 Your Best Course of Action:
Kindly advise the signer to contact the document drafter or preparer and request one of the following:

• A revised version of the document that includes both the legal name and the assumed name (e.g., “Rebecca Jones, also known as Becky Jones”), or

• An additional statement or attachment that clearly connects the assumed name to the legal name, ideally signed and acknowledged by the appropriate authority

Without that clarity, you could unintentionally notarize a document that may be rejected or questioned — and that could place liability on you.

Educating the Signer

It’s essential to explain that a notary cannot notarize a document if the name signed does not match the ID presented. Encourage signers to:

• Have documents correctly drafted with both names if necessary.

• Avoid signing with a name not shown on their ID.

• Consult with the receiving agency if they insist on using an alias.

Protecting Your Commission

Document the situation in your notary journal:

• Note the name on the ID

• Note any discrepancies or aliases on the document

• Describe how the situation was resolved

This protects your notarial act and keeps a record in case questions arise later.

Final Thought from the CEO's Desk

Whether you’re notarizing a power of attorney, real estate documents, or an affidavit, clarity on the signer’s name is non-negotiable. A notary’s role is to uphold integrity in every transaction — and that begins with proper name verification.